GERVASIUS is available to you and help you when buying property in Spain.
You should expect that a loan takes 1 - 2 months from start to finish.
It is possible for a buyer to obtain a Spanish mortgage from a bank of typically 70 to 80% of the valuation of the property as assessed by the lender.
Is it possible to obtain a Spanish mortgage from a bank of typically 60 to 70% of the valuation of the property as assessed by the lender.
Special conditions to customers from Nordic countries, Belgium, Holland and Switzerland.
Maximum amount to finance: 70% - Applicable differential (since 2 year): 2,5%
GERVASIUS have a number of houses for sale also built a network of local brokers on coata del sol.
GERVASIUS can help get a loan commitment so you know what your property should cost.
The purchase agreement is signed either by a notary or by the estate agent. Normally you must deposit 10% of the agreed price.
The agreement made subject to financial commitment ring on that property.
Now start the loan process with Danish (Nykredit) or Spanish banks. Before issuing a loan deal, the property shall be assessed by a local valuer appointed by the loan provides.
You must accept the loan offer before the acquisition.
The loan is usually paid 8 trading days before you take over the property. The proceeds made available to the trade's completion - often through a notary.
The notary draws up the documents for the loan and ensure that you get all signed documents at the acquisition date.
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